With GOURD vibes, we can accomplish a lot! What do your homeownership goals look like? Below are some tips to NOT squash your homeownership goals.

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If you’re looking to dial down your homeownership ambitions a notch, here’s a more serious approach. Begin by avoiding any sort of budgeting or financial planning. Pretend that your income is an infinite resource and never think about saving for a down payment. Who needs a stable home when you can live on the edge and pay someone else’s mortgage, right?

Additionally, don’t bother improving your credit score. Ignoring your credit card balances and missing payments is a surefire way to make sure banks won’t be too keen on offering you a mortgage. Who needs a good credit history anyway?

Keep renting expensive apartments that eat up a significant portion of your income. You can even upgrade to a bigger and fancier rental to ensure you’ll never have extra money to put away for a house.

Lastly, ignore the advice of financial experts and the benefits of homeownership like building equity and stability. Remember, you can always dream about that house while you continue to splurge on non-essential items and neglect your financial future.

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